Private health insurance

Purpose of private health insurance

Even for people who have a Medicare card, not all the costs of health care are covered. 

Private health insurance can be bought to cover part of the costs of: 

  • private hospital treatment 
  • private specialists 
  • private allied health care 
  • ambulance fees 
  • activities and therapies that help with health, such as physiotherapy 

 

People who are in Australia on certain kinds of visa (such as student visas) are required to have private health insurance. 

It is important to understand that private health insurance comes in different levels. This means that the costs change based on the amount of things that are covered. The insurer may place waiting period restrictions on your cover for preexisting conditions or pregnancy, so it is important to check these restrictions if you are purchasing health insurance. 

Find out more about private health insurance here.